17214 Front Beach Road T-20 Panama City Beach, FL 32413
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Scott Moon, Century 21 Be3

  17214 Front Beach Road T-20 Panama City Beach, FL 32413

Active (1 Days)
$239,900 (USD)
3
BED
3
BATH
1,118
SQFT

Description

Discover the perfect combination of investment potential and coastal living with this beautifully maintained 3-bedroom, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental.

Recent updates provide added value and peace of mind, including a roof replacement in 2019, exterior paint in 2022, and a new HVAC system installed in 2023. Inside, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering.

A standout feature is the rare third bedroom, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balcony off the guest bedroom provides additional outdoor living space.

The fenced rear patio offers a private outdoor retreat for relaxing after a day at the beach, and two exterior storage closets provide ample space for beach gear, bicycles, and owner's storage. Unlike many attached properties, this townhome is connected only at the storage areas, offering enhanced privacy and a more detached-home feel.

Residents and guests enjoy access to two community pools and a clubhouse, while the sugar-white sands of the Gulf are located directly across the street for easy beach access. Situated on the sought-after west end of Panama City Beach, the property is just minutes from Pier Park, Frank Brown Park, popular restaurants, shopping, entertainment, and the scenic beaches that make the Emerald Coast famous.

Whether you're searching for a potentially strong-performing vacation rental, a personal beach retreat, or a full-time residence near the Gulf, this property presents an exceptional opportunity in one of Panama City Beach's most desirable locations.

All measurements are approximate and should be verified by the buyer if important.

MLS #:
791219
Taxes
$3,145(2025)
Type
Condo
Year Built
1990
County
Bay County
Community
Sand Castles West 3

Listed By

Scott Moon, Century 21 Be3
Source
CENTRAL PANHANDLE
Last checked Jun 12 2026 at 8:53 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Electric Oven
  • Electric Water Heater
  • Windows: Double Pane Windows
  • Upper Level Primary
  • Shower Only
  • Balcony
Subdivision
  • Sand Castles West 3
Lot Information
  • Paved
  • Sprinkler System
Heating and Cooling
  • Electric
  • Central
  • Ceiling Fan(s)
  • Central Air
Pool Information
  • Fenced
  • Community
  • In Ground
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available, High Speed Internet Available, Cable Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
Parking
  • Paved
  • Additional Parking
  • Parking Lot
Stories
  • 2
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
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Interest rate
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Mortgage calculator estimates are provided by C21 Beggins Enterprises and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/12/26 13:53